The Cheapest Payroll Software in Singapore ($10 Flat, Unlimited Staff)

If you have been searching for cheap payroll software in Singapore, you already know the frustration. Most options charge per employee, which sounds fine until you do the math. Five staff on HReasily is around $25 a month. Ten staff pushes past $50. And you are still doing the CPF submission manually.

app.kevinchia.sg Payroll is $10 a month flat — one employee or twenty, same price. CPF, SDL, SHG, MOM-compliant payslips, IR8A and CPF EZPay file export all included. There is also a free tier: one full-time and one part-time employee, no card required.

Why Most Singapore Payroll Software Gets Expensive Fast

Per-employee pricing is the default model in this market because it scales revenue with your growth. That is good for the software company. It is not great for a hawker with three part-timers or a sole proprietor who just hired their second full-time staff.

Here is what the pricing looks like side by side:

The savings compound. Over a year, a 10-person team on app.kevinchia.sg spends $120. On a per-employee platform at $5/head, that same team spends $600. The payroll feature set is comparable. The difference is $480 staying in your business.

What Is Included at $10/Month

Cheap does not mean stripped down. Here is what you get on the paid plan:

• CPF calculations — SC, PR Year 1/2/3+ and foreigners all handled. Rates auto-applied based on age, nationality and PR year. Updated to January 2026 CPF Board rates.
• SDL — calculated for all employees including foreigners at 0.25% of gross wages.
• SHG deductions — CDAC, SINDA, MBMF and ECF auto-assigned by race and religion. No manual lookup needed.
• MOM-compliant payslips — all 12 required fields, PDF download per employee, stored and accessible any time.
• CPF EZPay .DTL file — generate and upload directly to CPF EZPay. No typing, no copy-paste, no errors.
• IR8A for IRAS YA2026 — pre-filled from your full-year payroll runs. Download one PDF per employee at year end.
• Part-time and hourly staff — set weekday, weekend and public holiday rates per employee. OT calculated automatically using the MOM formula.
• P&L integration — every finalised payroll run posts three expense entries to your P&L automatically. No double entry.
• Undo any run — made a mistake? Reverse it. P&L entries are cleaned up automatically.

The Free Tier: Genuinely Useful, Not a Bait and Switch

If you have one full-time and one part-time employee, app.kevinchia.sg Payroll is completely free. No trial period, no credit card, no artificial limits on payslip downloads or CPF EZPay export.

This covers a lot of Singapore micro-businesses: a hawker stall owner with one assistant, a freelancer who has brought on a part-timer, a home-based business with one staff member. You get the full compliance stack — CPF, SDL, MOM payslips, IR8A — at zero cost.

When you grow past that, it is $10/month for everyone. Not $10 per person. For everyone.

Singapore Compliance, Not Generic HR Software

A lot of payroll software in Singapore is built internationally and adapted for the local market. app.kevinchia.sg was built for Singapore from day one, specifically for the kinds of businesses that do not have a dedicated HR department.

That means things like SHG deductions — CDAC for Chinese employees, SINDA for Indian employees, MBMF for Malay Muslim employees, ECF for Eurasian employees — are handled automatically. You do not need to know which fund applies to which employee. The system works it out from the employee profile.

It means the CPF EZPay .DTL file is generated in the exact format CPF Board expects, so you are not reformatting anything before upload. It means IR8A fields are pre-populated from your actual payroll runs for IRAS YA2026, not from a template you have to fill in manually at year end.

And it means payroll costs post directly to your P&L — gross salary, employer CPF and SDL as separate line items — so your books stay accurate without any manual journal entries.

Who This Is For

app.kevinchia.sg Payroll is built for Singapore small businesses where the owner is also the payroll person. Hawker stall operators. F&B outlets. Freelancers who have taken on staff. Small Pte Ltds. Sole proprietors growing their first team.

If you have fewer than 20 employees and you are currently running payroll on Excel, outsourcing it to an accountant for a monthly fee, or using a per-employee platform where the cost keeps climbing as you hire, this is worth switching to.

The compliance burden in Singapore payroll is real — CPF, SDL, SHG, MOM payslips, IRAS IR8A — and it does not get lighter as you grow. The software should handle it, not add to it.

How to Get Started

Sign up free at app.kevinchia.sg. No credit card needed. Add your company profile, set up your first employee, and run your first payroll in under 15 minutes. If you are already on app.kevinchia.sg for invoicing or P&L, add Payroll from your Plan page.

Frequently Asked Questions

What is the cheapest payroll software in Singapore?

app.kevinchia.sg Payroll is $10/month flat for unlimited employees — the lowest flat-rate price among Singapore-compliant payroll software. There is also a free tier covering 1 full-time and 1 part-time employee with no time limit.

Does cheap payroll software handle CPF correctly?

Yes. app.kevinchia.sg uses CPF Board-verified rates updated to January 2026. It handles SC, PR Year 1/2/3+ and foreigners, calculates SDL for all employees including foreigners, and auto-assigns SHG deductions (CDAC, SINDA, MBMF, ECF) based on employee profile. The CPF EZPay .DTL file is generated directly for upload.

Is app.kevinchia.sg Payroll MOM-compliant?

Yes. Payslips include all 12 fields required by MOM, with itemised earnings, deductions and employer contributions. PDF download per employee, stored and accessible for the 2-year record retention period MOM requires.

Does it generate IR8A for IRAS?

Yes. IR8A for IRAS YA2026 is pre-filled from your full-year payroll data. Download one PDF per employee at year end. Fields include gross salary, bonus, allowances, employer CPF, employee CPF and SHG deductions.

Can I run payroll for part-time and hourly staff?

Yes. Set weekday, weekend and public holiday rates per employee. Enter hours worked each month and OT is calculated automatically using the MOM formula. Common in F&B, retail and hawker operations.

How does app.kevinchia.sg compare to HReasily?

HReasily charges per employee — around $5/head/month. At 5 employees that is $25/month, at 10 employees $50/month. app.kevinchia.sg is $10/month regardless of headcount. app.kevinchia.sg also includes automatic P&L integration, which HReasily does not.

What is the CPF EZPay .DTL file and does app.kevinchia.sg generate it?

The CPF EZPay .DTL file is the submission file format required by CPF Board for monthly CPF contributions. app.kevinchia.sg generates this file directly from your payroll run. You download it and upload it to the CPF EZPay portal — no manual entry, no reformatting.

Does payroll integrate with the P&L module?

Yes. Every finalised payroll run automatically posts three expense entries to your P&L: gross salary, employer CPF and SDL. If you reverse a run, the entries are removed. No manual journal entries needed.